Simply how much do you really need? Representative 277.5% APR Representative Example: Borrow ВЈ700 and pay ВЈ111.27 per thirty days for one year at mortgage loan of 140per cent per year (fixed). The total fee for credit is ВЈ635.24 The sum total quantity repayable is ВЈ1335.24. Representative 277.5% APR (variable). Your APR rate will be predicated on your needs. Perhaps you are wondering why is a hopeless loan hopeless, and that is a good concern….