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Not enough use of monetary credit that is products—like, loans and deposit accounts—is an issue plaguing millions when you look at the U.S. conventional finance institutions, like banking institutions and credit unions, be determined by credit history and Social protection figures (SSNs) when assessing candidates. Those who lack access to these requirements are left with no leg to stand on as a result. In the past few years, economic technology (fintech) businesses have actually started…