The Access acquisition closed on February 1st, 2019 as a reminder.

On a professional forma foundation, just as if the Access balances had been included for the full-year, our loan that is year-end growth approximately 6%, that will be in keeping with the expectations we communicated during our third quarter earnings call. Our loan pipelines are very well balanced and somewhat in front of where we had been this time around year that is last providing us confidence within our 2020 forecast.