Could it be difficult to nowadays get a mortgage?

Potential housebuyers and refinancers usually hear home loan financing criteria are way too tight — that it is difficult to be eligible for home financing without perfect credit. But just how hard is it, actually, to have a home loan today? This will depend on who you ask and that which you suggest, exactly, whenever it is asked by you. “If somebody says than it was at the height of the boom — when there…