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We have a personal education loan with Wells Fargo. At the moment i've been unemployed for simply bashful of 2 years ( Master Degree Holder), and I also have always been not able to get employed from minimal wage jobs-to jobs I’m qualified for. My spouse cannot make the payments, nor is their title in the student loan that is private. Without any work, We have no earnings, consequently we cannot make my $345.00 payment…