Loans can be submitted to DU before or following the closing regarding the real estate loan

Fannie Mae’s automated system that is underwriting Desktop Underwriter (DU), evaluates home loan delinquency danger and gets to an underwriting recommendation by counting on a thorough examination of the main and contributory danger facets in home financing application. (See B3-2-03, Risk Factors Evaluated by DU) It analyzes the information and knowledge into the loan casefile to attain a general credit danger evaluation to find out eligibility for distribution to Fannie Mae. No body factor determines…