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These hallway negotiations between payday loan providers and borrowers are ubiquitous in little claims courts across Utah.

At 9 into the morning, there have been currently a small number of defendants lining up to fulfill with Stauffer. She quickly leafed through the stack to spot a borrower’s instance and talked to every one in a voice that is hushed. Stauffer passed out questionnaires asking for information on each person’s life that is financial employer’s title, banking account numbers, whether or not the defendant rents or has a property.